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Is a Semi Truck Accident Legal? If you are involved in an accident with a semi truck the first step is to remain at the scene. Take pictures of the vehicles and surroundings, and then speak to witnesses. Truck drivers who make bad decisions like texting while driving at a high speed, speeding, or disregarding trucking regulations can be held responsible for accidents they cause. In many cases, the company who owns the truck may also be liable. Insurance Truck accidents can result in serious injuries and damages to vehicles as well as property. Commercial trucks are often covered by several layers of insurance due to their weight and size. If you discover that the truck driver who rammed you didn't have insurance or only had the minimum amount of insurance it may seem as if there's no chance of getting compensation for your loss. An experienced semi accident lawyer can be of assistance. They can look into your case and find other sources of compensation including the trucking company or the owner of the truck who hired the uninsured driver or allowed them to use their vehicle. A lawyer who handles truck accidents can also review your own insurance policy for your vehicle to determine whether there are any other protections that could be applicable to your accident. For instance, medical payments (also known as med pay or personal injury protection) may cover some of your medical costs, subject to the laws of your state regarding insurance. In addition, some states require UM/UIM (uninsured/underinsured motorist) coverage, which pays for your losses in the event you are injured by an at-fault driver who doesn't have any or enough car insurance to cover your damages. A knowledgeable attorney can assist in speeding up the settlement process. They can help you recover quicker after a crash involving a truck by bargaining with the insurance provider. An attorney can help you make a demand form which includes all of your expenses. They will also assist you in determining the worth of your claim. The value of a truck accident claim depends on numerous factors like the severity of your injuries, the related treatment, property damage, and the amount of pain and suffering. The more extensive your injuries will be, the greater your claim's value will be. There are other elements that could affect the value of your claim, such as the kind and the conditions of the weather conditions on the truck, as well as the driver's and trucking company records. Negotiations can take a few rounds to determine the value of your claim. The time it takes to get your settlement depends on how much money you'd like to request and the willingness of the insurance company is to pay. Damages When trucks collide with vehicles and passenger vehicles, the consequences are usually devastating. Semi-truck accidents can result in severe injuries, long-term disabilities and even death. Fortunately, those who are able to prove that the truck driver or the trucking company was negligent can recover compensation for their losses. A New York City truck accident lawyer can assist you with filing an insurance claim or sue the at-fault party. In contrast to other collisions with motor vehicles which usually involve just two parties, truck accidents usually involve multiple defendants as well as complicated legal issues. For example, the truck driver and their employer may have multiple insurance policies that must be compared. Trucking companies also may have rules and regulations to adhere to. A lawyer who has truck accident expertise can analyze these aspects and determine who is responsible for your injuries. Victims of semi-truck accidents may seek compensation for both economic and non-economic damage. Economic damages can include future and past medical bills, lost wages, and repair costs to the vehicle. Non-economic damages are more complex and include things such as mental anguish, pain and suffering, and the loss of enjoyment from your life. The amount you receive for these damages will be contingent on the extent of your injuries and the impact they had on your life. Your lawyer will assist in determining what damages are appropriate in your particular case and will fight to secure you the most money possible settlement. They will also ensure that any settlement you accept is sufficient to cover your future and current expenses such as lost income and medical bills. They can also look into your options for obtaining pre-settlement funds or legal financing that can be used for paying for your expenses while your case is pending. Your lawyer will also be a skilled negotiator and will negotiate with the liable party to maximize your settlement. They are aware of the evidence to collect and have access records like black box data and driver's logs GPS devices and others. that can be used to prove the trucker is negligent. They can also identify other parties that could be accountable for the damages you've suffered, for instance, the owner or the employer of your truck. Liability Trucking accidents are among the most dangerous accidents on the road, and a collision with one of these giant vehicles can result in devastating damage. Trucks can weigh up to 85,000 lbs., which means they can create a lot of force when they collide. This could result in severe property damage or even life-threatening injuries. A New York City semi accident attorney can help victims of these crashes get the compensation they are entitled to for their losses. In certain cases, the semi-truck driver may be held accountable for an accident. However this is not always the case. If it is proven that the trucking company they're employed by forced them to meet unrealistic deadlines or cut corners on maintenance and safety, they may also be held accountable. The owner of the truck can also be held accountable if they loaned it to a trucking company rather than owning it outright. The police report, witness testimony and other sources may provide evidence in a case of a truck collision. The history of the driver and prior traffic violations could also be significant sources of information. In some instances an accident could be caused by an ineffective component and that could make the manufacturer accountable. A lawyer can help you to pursue claims for product liability in these cases. When you file a claim, it is important to document the extent of your losses. This includes medical expenses and any other financial expenses as well as non-economic damages such as suffering and pain or loss of enjoyment of your life. The amount of damages is determined by the extent to which your injuries impacted you. The parties responsible should be held accountable for these damages. A New York City semi-accident lawyer who is well-versed can assist you in determining the person responsible for your accident or injury. They can collect evidence like police reports and witness statements and examine the physical inspection of the vehicles involved in the accident. Photos taken at the scene of the accident could also be helpful as can surveillance video and expert testimony. Time Limits Semi-truck accidents can cause life-altering injuries. Victims typically face costly medical bills, severe physical and mental pain losing their earning potential, mounting household expenses as well as other financial losses. Families who lose a loved in a fatal accident are often left with sorrow and loneliness, as well as other emotional trauma. Insurance adjusters know that claimants might be struggling with their finances after a tragic truck accident However, they should not exploit vulnerable individuals. The victims should instead work with legal counsel who understands the complexity of these cases and how to maximize settlement values. An experienced truck accident attorney will assist clients in collecting evidence of all legally compensable losses. This may involve submitting evidence such as medical bills, pharmacy receipts and payments to car and mortgage lenders, home cleaning invoices and reports from doctors. Legal professionals also meet with the doctor treating the victims to find out more about the long-term effects and to enlist economists to estimate future losses. A Bronx trucking accident lawyer can identify the parties responsible for the damages. This typically means proving that the defendant violated his obligation of care. albany semi truck accident attorney could mean failing to conduct regular checks, or improperly loading cargo or securing it the hours-of-service regulation, and other negligent actions. Truck accidents may involve many various parties with liability and each may have their own defenses against responsibility. A truck driver, for instance could be able to defend against accusations of reckless driving by arguing that they were in compliance to federal laws regarding driving and crashed as a result of a fault. In contrast, a transport company could be found liable for a crash if they failed to maintain their vehicles and trucks or hired a negligent truck driver. Some states have strict laws which limit the time during which injured claimants are able to start lawsuits. If claimants accept early lump-sum compensation from insurance companies may waive their rights to further compensation. A compassionate truck accident attorney can assist claimants in obtaining temporary financial relief, but without giving up any legal rights.